Does Your Employer Have Workers’ Compensation Insurance? If So, You May Be Entitled to No-Fault Benefits for Your Job-Related Injury.
If you are like many workers in South Texas, you simply cannot afford an injury that keeps you off of the job. You rely on your paycheck, and you need to work in order to provide for your family. Even if you have some savings, it still may not be enough to cover your medical expenses and pay your bills while you are sidelined by your injury.
In Texas, the workers’ compensation system is designed to help injured workers meet their financial needs during periods of short-term or long-term disability. Workers’ compensation is a “no-fault” system, which means that employers must pay benefits regardless of the factors that lead to their employees’ injuries (with a few very limited exceptions). Not all employers have workers’ compensation coverage – it is not mandatory under Texas law – but, if you are eligible to obtain benefits, filing a successful claim can provide much-needed financial relief during your recovery.
Aggressive and Caring Legal Representation for Injured Workers in Laredo
Unfortunately, even though the workers’ compensation is supposed to make it easier for injured workers to obtain financial relief for job-related injuries, most workers find it extremely difficult to receive fair treatment from their employers’ insurance companies. These insurance companies will often blame workers for injuring themselves, accuse workers of misrepresenting that they suffered their injuries on the job, and look for any other excuse to deny their claims for benefits.
At Ronald A. Ramos Law Office, we help injured workers in Laredo, TX recover workers’ compensation benefits. Attorney Ronald A. Ramos has decades of experience representing injury victims in South Texas, and he can help you collect the benefits you deserve. Your initial consultation is free and we only get paid if we help you collect benefits, so contact us now to find out if you are entitled to compensation. We handle cases involving:
- Back and Neck Injuries
- Broken Bones
- Car or Truck Accidents
- Construction Accidents
- Crane Injuries
- Damage to or Loss of Limbs
- Emergency Vehicle Collisions
- Falling Objects
- Forklift Accidents
- Loading Dock Accidents
- OSHA Violations
- Scaffolding Accidents
What if I Wasn’t Working When I was Injured?
That’s ok. Workers’ compensation covers injuries suffered “within the scope of employment,” even if they are not directly related to your job duties. So, if you fell down the stairs at work, for example, you could still file a claim for workers’ compensation.
What if I have Already Applied for Workers’ Compensation Benefits?
If you have already filed a claim, we can still help you. We can deal with the insurance company for you and make sure you receive the benefits to which you are legally entitled. If your workers’ compensation claim has been denied, we can determine if you have grounds to file an appeal.
What if My Employer Does Not Participate in Workers’ Compensation?
If your employer does not have workers’ compensation insurance (referred to as being a “non-subscriber”), you may be able to recover full compensation for your injuries through a personal injury lawsuit. In addition to helping injured workers file for workers’ compensation, we also routinely represent accident victims in other types of work injury claims.
Schedule Your Free and Confidential Consultation
For more information about your rights after a job-related injury, contact us to schedule a free consultation. To speak with attorney Ronald A. Ramos in confidence, please call or text (956) 725-7537 or send us a message online today.
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Consultations are free and there is no fee unless we win your case.